The following Terms and Conditions apply to your use of the Site. Please read these Terms and Conditions carefully. In order to gain access to your account information, you will need to agree to these Terms and Conditions.
All Communications, except for Personal Data, will be treated as non-confidential and non-proprietary, will become the property of American Fidelity and may be used for the purposes described herein.
This American Fidelity Site permits you to access your personal Policy data. By using the Site, you agree that these Terms and Conditions supplement any current agreements or understandings governing your Policy(s) with American Fidelity. Because of the importance of safeguarding information about your Policy(s), you have also agreed to safeguard your User ID and Password and not provide them to others. You agree that American Fidelity shall not be responsible for damages or loss resulting from any breach of security caused by your failure to maintain the confidentiality of your User ID or Password. All Policy data is provided as a convenience and for your information, and is not the official record of your Policy activity. Your regular Policy account statement(s) remain(s) the official record. Policy data provided through this Site is generally updated as of the prior business day's close of business (unless otherwise noted). This information is subject to adjustment and correction. American Fidelity reserves the right to block access to the Site for any reason, including but not limited to: backing up the system; maintaining or restoring security to American Fidelity 's Site and systems if we believe your access codes have been or may be obtained or are being used or may be used by an unauthorized person(s); maintaining the general security and/or integrity of the Policies, data, and/or systems.
If you authorize third parties to access your Policy Account and/or our Site, you agree to defend, indemnify and hold American Fidelity harmless against any liability, losses, damages or costs and expenses (including attorney fees) arising out of, or resulting from, such access and use. Nothing herein shall prevent American Fidelity from releasing any information in connection with proper requests or other obligations under applicable law, including, but not limited to, proper request from regulatory agencies.
Our business days are Monday through Friday except Federal holidays and emergency closings. A Policyholder Service Representative will be available to assist you during the following hours:
You can use the Site 24 hours a day, seven days a week, except during any special maintenance periods or periods when access is not available due to maintenance, support or other system activities, or due to factors beyond American Fidelity 's control. We may, on a regular basis, perform maintenance on our equipment or system, which may result in interrupted service or errors on the Site. We retain the right to change the scope of our services from time to time. To the extent possible, we will provide prior notice on our Web site of such interruptions and changes but do not guarantee that such notice be provided.
American Fidelity does not distribute Personal Data or Communications to third parties. American Fidelity will not voluntarily share, rent, sell or otherwise disclose information obtained from visitors to the Site (whether Personal Data or Communications) to third parties.
When you choose not to provide a personally identifiable Communication, we may not be able to respond to your request. You may receive an error message displayed on your browser.
American Fidelity will take appropriate steps to protect all information you share with us. Whenever you provide the Site with Personal Data, American Fidelity will take commercially reasonable steps to establish a secure connection with Web browser.
Under no circumstances, including but not limited to, negligence by act or omission, shall American Fidelity or any party involved in creating, producing, or delivering the Site, be liable for any direct, incidental, consequential, indirect or punitive damages that result from the use of, or the inability to use the materials on the Site, even if American Fidelity or a representative authorized by American Fidelity has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you. In no event, however, shall American Fidelity 's total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing the Site.
The content and information on this Site is owned by American Fidelity and/or its authorized suppliers. No materials found on the Site or any other site owned, operated or licensed by American Fidelity may be copied, reproduced, republished, uploaded, posted, transmitted or distributed in any way. You may access material on the Site for non-commercial, personal use only, provided that you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost or use the content on the Site for public or commercial purposes, including the text, images, audio or video without American Fidelity 's prior written permission. American Fidelity neither warrants nor represents that your use of materials displayed on the Site will not infringe rights of third parties not owned by or affiliated with American Fidelity.
The information contained on the Site is not an offer to sell or a solicitation to buy any insurance product. No other insurance product is offered or will be sold in any jurisdiction in which such offer or sale would be unlawful under the insurance or other laws of such jurisdiction. Some products may not be available in all jurisdictions.
All insurance transactions require signed written agreements between American Fidelity and its customers, and the terms of those agreements are binding on the parties. No other representation, whether made in person, online, electronically, in written, graphical or verbal communication, may alter the terms of those agreements except that your use of the Site constitutes your agreement to the additional Terms and Conditions applicable to such use. By using the Site, you accept at your own risk that the Internet and online communications medium may not perform as intended.
Unless otherwise specifically noted, images, trademarks, service marks, logos and icons displayed on the Site are the property of American Fidelity and may not be used without American Fidelity 's prior written consent. Any unauthorized use of the images may violate copyright laws, trademark laws, privacy and publicity laws and communications regulations and statutes.