Privacy Policy Terms and Conditions

The following Terms and Conditions apply to your use of the Site. Please read these Terms and Conditions carefully. In order to gain access to your account information, you will need to agree to these Terms and Conditions.

American Fidelity Life Insurance Company Legal Statement

AMERICAN FIDELITY LIFE INSURANCE COMPANY (AMERICAN FIDELITY) PRIVACY POLICY AND TERMS OF USE: American Fidelity is concerned about the privacy rights of visitors to its Web site ("Site") and the security of the data. Accordingly, it has adopted this Privacy Policy and Terms and Conditions ("Statement") for this Site to ensure responsible use of the information you share with American Fidelity . American Fidelity may, at any time, revise this Statement by updating the Site. You are bound by any such revisions and should therefore periodically visit this page to review the most current Statement.

Basic Definitions

All Communications, except for Personal Data, will be treated as non-confidential and non-proprietary, will become the property of American Fidelity and may be used for the purposes described herein.

Account Data Access

This American Fidelity Site permits you to access your personal Policy data. By using the Site, you agree that these Terms and Conditions supplement any current agreements or understandings governing your Policy(s) with American Fidelity. Because of the importance of safeguarding information about your Policy(s), you have also agreed to safeguard your User ID and Password and not provide them to others. You agree that American Fidelity shall not be responsible for damages or loss resulting from any breach of security caused by your failure to maintain the confidentiality of your User ID or Password. All Policy data is provided as a convenience and for your information, and is not the official record of your Policy activity. Your regular Policy account statement(s) remain(s) the official record. Policy data provided through this Site is generally updated as of the prior business day's close of business (unless otherwise noted). This information is subject to adjustment and correction. American Fidelity reserves the right to block access to the Site for any reason, including but not limited to: backing up the system; maintaining or restoring security to American Fidelity 's Site and systems if we believe your access codes have been or may be obtained or are being used or may be used by an unauthorized person(s); maintaining the general security and/or integrity of the Policies, data, and/or systems.

If you authorize third parties to access your Policy Account and/or our Site, you agree to defend, indemnify and hold American Fidelity harmless against any liability, losses, damages or costs and expenses (including attorney fees) arising out of, or resulting from, such access and use. Nothing herein shall prevent American Fidelity from releasing any information in connection with proper requests or other obligations under applicable law, including, but not limited to, proper request from regulatory agencies.

Business Days and Hours of Operations

Our business days are Monday through Friday except Federal holidays and emergency closings. A Policyholder Service Representative will be available to assist you during the following hours:

You can use the Site 24 hours a day, seven days a week, except during any special maintenance periods or periods when access is not available due to maintenance, support or other system activities, or due to factors beyond American Fidelity 's control. We may, on a regular basis, perform maintenance on our equipment or system, which may result in interrupted service or errors on the Site. We retain the right to change the scope of our services from time to time. To the extent possible, we will provide prior notice on our Web site of such interruptions and changes but do not guarantee that such notice be provided.

Use of the Information Collected

American Fidelity does not distribute Personal Data or Communications to third parties. American Fidelity will not voluntarily share, rent, sell or otherwise disclose information obtained from visitors to the Site (whether Personal Data or Communications) to third parties.

When you choose not to provide Personal Information

When you choose not to provide a personally identifiable Communication, we may not be able to respond to your request. You may receive an error message displayed on your browser.

Information Shared with American Fidelity

American Fidelity will take appropriate steps to protect all information you share with us. Whenever you provide the Site with Personal Data, American Fidelity will take commercially reasonable steps to establish a secure connection with Web browser.

ALTHOUGH SOME PORTIONS OF THIS SITE ARE SECURE, INHERENT IN THE USE OF THE INTERNET AND INTERNET-RELATED TECHNOLOGIES IS SOME RISK OF DISCLOSURE OF INFORMATION, INCLUDING WITHOUT LIMITATION, PERSONAL DATA YOU SUPPLY. YOUR USE OF THE SITE AND YOUR ENTRY OF INFORMATION IS AT YOUR OWN RISK. AMERICAN FIDELITY CANNOT ACCEPT RESPONSIBILITY AND EXPRESSLY DISCLAIMS ALL LIABLILITY FOR DAMAGE OR INJURY THAT YOU MAY INCUR OR THAT MAY RESULT FROM YOUR USE OF THE SITE OR THE INTERCEPTION OF INFORMATION YOU PROVIDE, INCLUDING WITHOUT LIMITATION, PERSONAL DATA, BY A THIRD PARTY.


Terms of Use Statement

Limitation of Liability

THE SITE AND ITS CONTENT ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. AMERICAN FIDELITY DOES NOT WARRANT THAT USE OF THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS, IF ANY, WILL BE CORRECTED, OR THAT EITHER THE SITE OR THE SERVER THAT MAKES IT AVAILABLE TO YOU IS FREE OF VIRUSES, DISABLING DEVICES OR OTHER HARMFUL COMPONENTS. AMERICAN FIDELITY DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS ON THE SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY OR OTHERWISE. YOU (AND NOT AMERICAN FIDELITY) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION RELATED TO ANY DAMAGE, HARM, INJURY OR MALFUNCTION ASSOCIATED WITH YOUR USE OF THE SITE AND/OR ITS CONTENTS.

Under no circumstances, including but not limited to, negligence by act or omission, shall American Fidelity or any party involved in creating, producing, or delivering the Site, be liable for any direct, incidental, consequential, indirect or punitive damages that result from the use of, or the inability to use the materials on the Site, even if American Fidelity or a representative authorized by American Fidelity has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you. In no event, however, shall American Fidelity 's total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing the Site.

Use of the Site

The content and information on this Site is owned by American Fidelity and/or its authorized suppliers. No materials found on the Site or any other site owned, operated or licensed by American Fidelity may be copied, reproduced, republished, uploaded, posted, transmitted or distributed in any way. You may access material on the Site for non-commercial, personal use only, provided that you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost or use the content on the Site for public or commercial purposes, including the text, images, audio or video without American Fidelity 's prior written permission. American Fidelity neither warrants nor represents that your use of materials displayed on the Site will not infringe rights of third parties not owned by or affiliated with American Fidelity.

Jurisdictional Issues

The information contained on the Site is not an offer to sell or a solicitation to buy any insurance product. No other insurance product is offered or will be sold in any jurisdiction in which such offer or sale would be unlawful under the insurance or other laws of such jurisdiction. Some products may not be available in all jurisdictions.

All insurance transactions require signed written agreements between American Fidelity and its customers, and the terms of those agreements are binding on the parties. No other representation, whether made in person, online, electronically, in written, graphical or verbal communication, may alter the terms of those agreements except that your use of the Site constitutes your agreement to the additional Terms and Conditions applicable to such use. By using the Site, you accept at your own risk that the Internet and online communications medium may not perform as intended.

Your use of this Site, and its Terms and Conditions and the Privacy Policy shall be construed and controlled by the laws of the State of Florida. Further, any dispute arising from your use of this Site, or its Terms of Use or Privacy Policy, or a breach thereof. shall be governed by the laws of the State of Florida. By accessing this Site, you agree to personal jurisdiction by the state and federal courts sitting in the State of Florida, County of Escambia.

Trademarks, Service Marks and Copyrights

Unless otherwise specifically noted, images, trademarks, service marks, logos and icons displayed on the Site are the property of American Fidelity and may not be used without American Fidelity 's prior written consent. Any unauthorized use of the images may violate copyright laws, trademark laws, privacy and publicity laws and communications regulations and statutes.